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Report on trust and reputation models. Evaluation and guidelines

European Network and information Security Agency (ENISA)
24
Ene
2012

 Reputation systems are a key success factor of many websites, e.g. eBay, or Amazon, ranking hotels, films, or music, enabling users and customers to vote on products. This gives consumers a better idea of the information, products and services being provided.

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Winning over the empowered consumer

IBM
10
Ene
2012
 Today's consumers seek and accept shopping advice from peers, family, friends and even strangers. They bring attitudes and expectations, shaped by experiences across a broad spectrum of industries, to every interaction with retailers. And through this lens of connectivity and collaboration - which enables them to know almost everything about every product and brand - these "smarter," empowered consumers ultimately decide which retailers have earned their trust.
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Del reto al éxito. La transformación de marketing en la era digital

IBM
25
Nov
2011

 Los clientes actuales pueden comprar en todo el mundo, conocer mejor que nunca las organizaciones con las que interaccionan y compartir sus opiniones con cientos de miles, si no millones, de clientes. Sus expectativas - sean consumidores, ciudadanos o clientes de empresa - aumentan. Y en un sólo día pueden crear o destruir marcas comerciales.

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Analytics: A Powerful Tool for the Life Insurance Industry

Capgemini
22
Nov
2011
 Life insurance has always been a competitive business. Today, amid uncertainty and rising costs, insurers can increase top and bottom-line growth by acquiring and retaining the most profitable customers. However, identifying profitable customers and keeping them requires a structured customer relationship management strategy.
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II Estudio de Fidelity "El cliente es lo primero"

Fidelity
15
Nov
2011
 España sigue siendo un país muy bancarizado pero a la hora de seleccionar productos de inversión, la influencia de los bancos no se corresponde con su alta presencia. Según un estudio realizado por Fidelity, a la hora de contratar, el 85% de los inversores españoles lo hace a través de bancos o aseguradoras, pero la influencia de estas entidades en la toma de decisiones no es tan elevada, ya que tan sólo el 65% asegura que a la hora de tomar la decisión de compra quien más le influyó fueron ese tipo de entidades. Este dato demuestra cómo la confianza en los interlocutores tradiciones está bajando, mientras que van ganando peso otros canales de influencia como proveedores de productos por internet (11%) o familiares y amigos, con un 12%. También los asesores financieros independientes se están abriendo camino en el panorama español con un 12% de influencia.
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Digital Life 2011

TNS
14
Nov
2011

 Internet ha cambiado el modo en que los consumidores se relacionan con las marcas, por lo que éstas, si quieren conectar eficazmente con los consumidores digitales, deben conocer profundamente sus motivaciones, opiniones, actitudes y comportamientos.

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High-Performance Insurer of the Future

Accenture
11
Nov
2011

 While the majority of insurers (91 percent) believe future growth depends on providing a special customer experience, most of them do not currently see themselves as providing differentiated products and levels of service, according to findings of a global survey of 119 insurers by Accenture.

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Achieving High Performance Through Solar Photovoltaic (PV) Integration with Smart Grid

Accenture
10
Nov
2011
 The increased penetration of solar energy installations by residential and commercial property owners and large-scale solar energy developers could undermine the reliability, safety and quality of power supply on the electric grid for utilities that do not plan for it, according to a new Accenture.  The study, based on a survey of 50 executives with 31 North American utility providers, found that 38 percent of respondents believe their electric grids will require an upgrade or face operational challenges with a solar photovoltaic (PV) penetration level of less than 15 percent. An additional 34 percent said their utility will face similar issues with a solar PV penetration of between 15 and 24 percent.
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2011 European Hotel Guest Satisfaction Study

J.D. Power and Associates
31
Oct
2011
 Tras varios años de mejora, la satisfacción general entre los huéspedes de los hoteles en Europa ha descendido de forma considerable, con un deterioro producido en todos los niveles de experiencia de huéspedes, según el estudio de J.D. Power and Associates 2011 European Hotel Guest Satisfaction Index Study(SM).
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Why customer loyalty matters to utilities

Bain
25
Oct
2011
 Should utilities really worry about customer loyalty, or should they just focus on price? And if they do focus on delighting customers, how much power do they really have to do so? In this candid conversation, Julian Critchlow, who leads Bain's Global Utilities practice, and Andreas Dullweber, who leads Bain's Customer Strategy & Marketing practice for Europe, Middle East and Africa, discuss the utility-customer relationship-and why utilities may not be quite as different from other industries as they seem.
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WOWing Customer Service Strategies

Arthur D. Little
18
Oct
2011

 Excellent customer service is a critical success factor for businesses across all industries. But how many organizations can really claim to be giving fantastic, WOW factor customer service across all customer touch points? Particularly in B2C related business segments involving a high number of customer driven transactions (e.g. Telco, airline, utilities, financial services) customer expectations have grown tremendously over the last decade and most customers are dissatisfied with the service they receive. That's why companies with a strong brand image for excellence in service, like Apple, O2, Zappos, Virgin or Coca Cola, invest heavily in their service strategy and are thus winning the biggest market share.

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Desconfianza hacia la venta tradicional y electrónica: Un estudio sobre el perfil del consumidor desconfiado

Universia Business Review
17
Oct
2011

 El creciente escepticismo con que el consumidor evalúa las actividades de venta es un importante problema que reduce, e incluso puede anular, la efectividad de las estrategias dirigidas a fomentar su confianza y, por ende, su satisfacción e intenciones de lealtad hacia la empresa.

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Estudio de Usabilidad del IPad

Nielsen Norman Group
06
Oct
2011

 El objetivo principal de esta investigación es evaluar el estado de diseño de aplicaciones IPAD y entender dónde están los puntos de interacción con el usuario. Conocer si hay errores de diseño y saber como estos afectan a los usuarios. A veces lo que parece fácil es difícil para los usuarios de aplicaciones y sitios web. Este estudio se realizó un año después del emitir el primer informe sobre la usabilidad de los sitios IPAD y apps2.

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Preparing for the future. Meeting changing customer expectations in life insurance

Deloitte
05
Oct
2011

 The life insurance industry is experiencing change on multiple fronts, with most of the attention on new regulation, increased competition, and advances in technology. Often overlooked - and probably the most fundamental change - is the challenge from rising customer expectations and a more risk-adverse environment. Influenced by their interactions with companies in other industries, insurance customers today have higher expectations than ever before.

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Aprovechar las ventajas de las redes sociales

Accenture
15
Sep
2011

 El impacto de las redes sociales se encuentra aún en estado embrionario, pero con el tiempo podría llegar a superar los pronósticos de los visionarios más audaces del sector. Las empresas que experimenten activamente para incorporar el enfoque y las capacidades de una red social a sus procesos de negocio transformarán sus relaciones con los clientes y crearán valor de formas que ni siquiera han imaginado.

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Customer Collaboration. Designs Excellence

PriceWaterhouseCoopers
29
Ago
2011
 El informe analiza cómo las empresas del sector están poniendo su foco de atención en los clientes para construir relaciones y obtener mayores ingresos, desarrollando técnicas diversas con el fin de comprender mejor al cliente, de forma individual y en grupo, y así lograr ser más eficientes.
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Winning the Battle for New Business in Insurance

Boston Consulting Group
26
Jul
2011
 As consumers continue to experiment, looking for better ways to research and buy home and auto insurance, the senior management teams of major insurance carriers are seeking answers to some fundamental questions. These include: How do consumers really want to buy insurance? Do different generations truly prefer different channels? Will direct channels dominate the future (or will agency channels hold their own)? Which strategic steps should we take to drive growth?
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Navigating the New Consumer Realities: Consumer Sentiment 2011

Boston Consulting Group
04
Jul
2011
 Natural disasters, political turbulence, and economic uncertainty, along with shifting markets, demographics, shopping channels, and spending attitudes, are triggering lasting changes in trading up and trading down. BCG's 2011 report on consumer sentiment tracks evolving trends in consumer spending and their impact on markets and product categories around the world.
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Re-envisioning customer value

Economist Intelligence Unit (EIU)
01
Jun
2011
 Companies able to grasp social media's potential to transform the way organisations function will secure a significant competitive advantage over their rivals, according to a new report from the Economist Intelligence Unit. The dynamic, user-generated information exchanges that are social networks can provide companies an extraordinary opportunity to understand and work with their customers in beneficial ways. To benefit most, companies should use new forms of valuation to shape their customer engagement strategies, according to the report, Re-envisioning customer value, which was sponsored by SAS.
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What customers really want?

Roland Berger
10
May
2011

 Customer centricity is more than a buzzword: it is a philosophy centered around the customer's individual needs. It must be incorporated in the corporate strategy and should permeate the entire organization. Developing this in-depth customer understanding is crucial in keeping a competitive edge in the telecom industry.

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From social media to Social CRM

IBM
20
Abr
2011

 Social CRM - the integration of social media with customer relationship management (CRM) strategies - is the next frontier for organizations that want to optimize the power of social interactions to get closer to customers. With the worldwide explosion of social media usage, businesses are feeling extreme pressure to be where their customers are. Today, that street corner is increasingly virtual, located inside a social media or social networking site. But in an environment defined by customer control and two-way dialog, are customers anxious to engage with businesses?

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Customer experience

dnx Designit
18
Abr
2011

 ¿Qué es el Customer Experience?¿Qué me aporta a mi día a día en mi empresa?¿Cómo puedo mejorarlo, cuidarlo o potenciarlo?¿Por qué es importante el Customer experience para la empresa? Este estudio realizado por el equipo de investigación de dnx Designit nos acerca a este concepto que tanto escuchamos hoy en día y que tan de moda está en las empresas actuales.

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Capitalizing on the smarter consumer

IBM
13
Abr
2011

 The digital era is changing retailing. Customers are more connected, vocal and demanding than ever before. What they want, above all, is a personalized experience; they want retailers to know them.

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Engage customers through social media

PriceWaterhouseCoopers
12
Abr
2011
 Social media has become a dominant force in consumer culture and is being exploited successfully by some of the world's leading businesses. The world's top brands are using social media as a meaningful way of deepening relationships with their customers. Customers are connecting and having conversations about organisations through social media, whether organisations are actively engaged or not, and brands risk being compromised if they fail to participate.
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Social Business Transformation

Capgemini
11
Abr
2011

 Rapid changes in consumer behavior, fueled by the ever increasing popularity of social media and the adoption of consumer technologies in the workplace, urge companies worldwide to rethink their positions. People spend more and more time online to connect and interact with friends, to publish opinions, and to purchase goods and services. Employees share their views online, strengthening or weakening the corporate brand.

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