El Instituto de Ciencias del Seguro de FUNDACIÓN MAPFRE ha publicado el estudio "El mercado español de Seguros en 2010", un informe que analiza la situación del sector y sus principales magnitudes, así como las distintas variables que inciden en su evolución. El estudio refleja que, a pesar del complicado entorno económico, el sector sigue mostrando un elevado superávit del nivel de solvencia (2,6 veces el mínimo exigido por el supervisor) y unos resultados muy favorables.

Durante los últimos veinte años, el 'Embedded Value' (EV) ha sido utilizado en todo el mundo como base para determinar el valor de aseguradoras de Vida en fusiones y adquisiciones, como información suplementaria en las cuentas anuales de algunas entidades cotizadas en bolsa, como herramienta de gestión y, en muchas compañías, para determinar el componente variable de la remuneración de sus ejecutivos. En los últimos años se han producido grandes cambios en los mercados financieros así como importantes avances en las técnicas actuariales. El 'Embedded Value' tiene que evolucionar con estos cambios y desarrollar nuevas técnicas que reflejen la realidad actual de una forma más apropiada.

The insurance industry needs to engage more actively with policymakers regarding the future regulatory framework for the industry as it inevitable that some insurers will be classified as systemically important financial institutions (SIFIs). In a new report, Systemic Risk and Resolution and Recovery Plans: The need for a broader debate, KPMG highlights that while the Financial Stability Board (FSB) has focused primarily to date on the banking sector, the insurance industry is very much on their radar with the International Association of Insurance Supervisors (IAIS) due to make recommendations on these issues to the FSB shortly.

Con nuevas perspectivas en el horizonte, después de Solvencia II y IFRS 4 Fase II, ¿qué impacto tuvo la presentación de los informes de 2010 y cuál es el futuro del embedded value?

Future of Insurance is a new research study from PwC. We're exploring the drivers of change for the insurance industry. Bringing together PwC insurance professionals from around the world to share perspectives and challenge research findings, we have created new insight that will provide an important discussion tool to shape strategic thinking and direction.

Future of Insurance is a new research study from PwC. They're exploring the drivers of change for the insurance industry. Bringing together PwC insurance professionals from around the world to share perspectives and challenge research findings, they have created new insight that will provide an important discussion tool to shape strategic thinking and direction.

Las nuevas exigencias regulatorias, impulsadas por las instituciones nacionales e internacionales, así como la disponibilidad de capital son las principales amenazas a las que deberá hacer frente la industria durante los próximos tres años. Así se desprende de la encuesta Insurance Banana Skin 2011, elaborada por PwC y The Centre for the Study of Financial Innovation, a casi 500 de los principales actores del sector seguros -seguros de vida y no vida-, empresas, brokers, reguladores, observadores (que incluye analistas académicos y profesionales que no forman parte del sector pero que sí tienen relación con el negocio de la industria)- , en 40 países distintos sobre cuáles son los principales riesgos para la industria.

Despite a desire for simplicity in financial reporting from the life insurance industry, the scheduled implementation of Solvency II is now less than two years away, bringing with it an unprecedented increase in complexity.

El nuevo estudio sigma de Swiss Re revela que las catástrofes naturales y los siniestros antropógenos causaron daños económicos por USD 218.000 millones y costaron a las aseguradoras USD 43.000 millones.

In an intensely competitive insurance market, property and casualty insurers are keen to improve operational effectiveness to drive profitable growth. Capgemini and Guidewire has found that many insurers underestimate the value that can be achieved from the introduction of a new claims system and a transformation program. Operational efficiency, risk management, decision support, customer experience, brand differentiation, and business agility are just some of the tremendous benefits that can be achieved.

KPMG International's newest thought leadership for insurance, The New World for Insurance: Business perspectives on Phase II, is based on discussions with key global insurance companies about the business issues for the insurance industry in transitioning to Phase II of the effort to move to a global insurance accounting standard. Phase II began with issuance of the latest IASB Exposure Draft and FASB Discussion Paper which were the products of joint deliberations by the Boards. All insurers are likely to be affected, whether they are transitioning to IFRS for the first time, adopting a new IFRS insurance standard, or potentially adopting revisions to US GAAP.

The survey shows that shared service and competence centers are an important lever for European insurance companies to improve their operating models. Particularly larger, globally acting insurers already consolidated various core and support functions. Today, especially IT-related functions are centralized and organized in shared service centers. Within the next three years, their percentage will increase from 61% to 89% of respondents for IT infrastructure and from 55% to 72% of respondents for IT application development and support. According to the insurers' answers, organizing IT-related support functions in SSCs is expected to result in annual savings of more than 15% at a relatively low complexity level.

The European Insurance and Occupational Pensions Authority (EIOPA) published the QIS5 report on 14 March 2011. QIS5 is the fifth and last full quantitative impact study before the Solvency II regime is implemented and the publication of the QIS5 report represents a key milestone in the finalisation of the Solvency II project.

Networks and forums ensure that negative content spreads in no time at all - multiplied by search engines and aggregators, such content is virtually forced down users' throats. As a result, reputations stand to suffer, both online and offline, which can subsequently have a substantial impact on commercial success. The results of a recent study suggest that insurers should view this as a long-term phenomenon and develop strategies for dealing with social media.

DBK presenta la segunda edición de su estudio Competitors Estrategias de la Banca en el Mercado de Seguros, en el cual se analizan en profundidad la posición actual y las tendencias del sector bancario en el mercado asegurador, así como la estructura organizativa, los principales indicadores de actividad, las estrategias y los proyectos en este ámbito de 9 bancos, 21 cajas de ahorros y 2 cooperativas de crédito.

Early predictions that January 1, 2011 reinsurance renewal rates were likely to fall have been proven correct. The Guy Carpenter Global Property Catastrophe Rate on Line (ROL) Index lost 7.5 percent - the second consecutive annual decline. Contributing to this move has been a combination of factors, including moderate loss activity and abundant levels of industry surplus.

What are property and casualty carriers as well as life and annuity companies up against in the challenging year and decade ahead? What hurdles must they clear to win the race against their competition? What operational enhancements, distribution solutions and tech upgrades should carriers consider to reengineer and reposition their organizations so they have a better chance of succeeding over the long haul?.